Clear Your Debts Up to 80% Faster¹ with a Lump Sum IVA
Write off more debt², pause creditor action instantly³, and gain financial certainty—even if you’re bankrupt⁴. A Lump Sum IVA offers a fast, fixed solution to settle what you owe and move forward with peace of mind.
About Resolvency Solutions
We specialise in providing clear, impartial, and expert insolvency advice to individuals and businesses across the UK. With over 50 years of experience, we help clients navigate financial challenges with empathy and transparency.
Learn More About UsWhat Are the Benefits?
Write off more debt², pause creditor action instantly³, and gain financial certainty—even if you’re bankrupt⁴. A Lump Sum IVA offers a fast, fixed solution to settle what you owe and move forward with peace of mind.
Accelerated Solution
Complete your IVA in months rather than years...
Potential for Higher Write-Offs²
Lump Sum IVAs may result in greater unsecured debt write-offs...
Pause Creditor Action Immediately
Enjoy instant legal protection from bailiffs...
Even If You're Already Bankrupt⁴
A Lump Sum IVA can still be proposed...
Fixed Terms & Peace of Mind
Your agreement is clearly defined...
Protect Your Home & Assets
Unlike bankruptcy, a Lump Sum IVA may help protect key assets...
Understand the Process
Learn how a Lump Sum IVA works and what to expect.
Helpful Guides and Resources
Frequently Asked Questions
You have questions... We answer them
Real Debt Solutions. Real Results.
See how others like you settled serious debt with Lump Sum IVAs
James
- Total Debt: £140,000
- Final Settlement: £16,000
- Time to Debt-Free: 4 Months
My total debt was £140,000 and it was spiraling out of control. With a young family it was a lot of pressure. Resolvency were brilliant! I had one clear solution and managed to write off £124,000! The balance was agreed to pay over the next few months. A job well done — I can finally enjoy my life without the pressures of debt. Thank you!
Tracey
- Total Debt: £54,000
- Final Settlement: £10,000
- Time to Debt-Free: 6 Months
After studying, I relied on credit to survive and ended up overwhelmed. I had a breakdown and couldn't work. Finding out about Lump Sum IVAs changed everything. My family gifted me £10,000 to settle my debts — and now I'm debt free and rebuilding my life!
Matt & Brenda
- Total Debt: £195,000
- Final Settlement: £25,000
- Time to Debt-Free: 6 Months
We moved to London, made no profit on our home, and our business failed. After job loss and financial hardship, we qualified for a Lump Sum IVA. Our creditors accepted a £25,000 offer raised from family. We’re now debt free — we’re still in shock at how simple it was!
Syed
- Total Debt: £80,000
- Final Settlement: £12,000
- Time to Debt-Free: 3 Months
A failed business and personal hardship left me with £80,000 in debt. I discovered Lump Sum IVAs and a friend helped me raise £12,000 to settle everything. My creditors accepted, and now I have a fresh start and peace of mind. Thank you!
¹ Compared to traditional 5 year IVAs. Results vary on a case by case basis.
² Subject to creditor approval. Amount written off depends on individual circumstances.
³ Creditor action may be paused quickly after proposal but varies based on case and court timelines.
⁴ In some cases, a Lump Sum IVA may be proposed after bankruptcy, subject to annulment and court approval.